Linear Financial Services credit assessment processes involve individual assessment of your requirements and objectives, enquiries into and verification of your financial circumstances and the development of a helpful credit risk profile, to ensure we recommend only a suitable loan to you.
Linear Financial Services provides access to both secured and unsecured personal loans in a one-on- one consultation service, to make a comprehensive decision on the best loan for customers’ needs and qualifications.
We provide the following two types of personal credit services:
- Access to Secured Personal Loans – Loans in which the borrower pledges some asset (e.g. a car or property) as security for the loan, which then becomes a secured debt.
- Access to Unsecured Personal Loans – Loans that are issued and supported only by the borrower’s creditworthiness. An unsecured loan is one that is obtained without the use of security for the loan.